Tuesday, January 3, 2012

Financial Peace

I've always been a fan of Dave Ramsey, but I've never really put effort into following his ideas... or much of any ideas about finances, really. I'd dabble in fixing our finances but never really committed for more than a short while. Good intentions, bad follow-through. After reading about a friend's experience with Dave's Financial Peace University (and her recent encouragement to check out one of the local FPU classes that will be starting soon), I convinced OJ that we should take the class. It's $100, not very much to spend on one's financial future. I think taking it together, spending dedicated time for 12 weeks talking about our finances and ways to make things better, working together and finally building a solid partnered financial foundation in our marriage, is a good idea.

OJ is skeptical about the fact that it is a Christian-based program and that it is held at a church. He's become very atheist over the past year or two. I told him there was no way I was entertaining the idea of moving to the Bible Belt (North Carolina) with him if he wouldn't even take a class because it was held at a church. I'm sure we can filter out any God messages and apply them in our own spiritual / ethical / moral way. He also doesn't love the idea of paying someone (AKA making THEM rich) to give us 'financial peace', but I maintain that people's time and efforts are worth paying for if we learn something / get value from it. AND, as I said, $100 is not that much for two people to invest in a 12-week class.

I don't know which class we will be taking yet; I have sent an email to the most likely one with some questions. Hopefully we'll be able to start soon.

I wonder if there's a way to take these methods and convert them in such a way that they could be applicable to weight loss and clutter management. I could become the next guru of fixing up your life!

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